Why do some Logistics Partners have optional additional insurance charges? Aren’t I covered under standard liability? | eBay Global Shipping

Why do some Logistics Partners have optional additional insurance charges? Aren’t I covered under standard liability?

Submitted by dinesh.naphade… on

Logistics Partners have limited liability for loss or damage to your items. In the case of an incident, your compensation is normally calculated against a "standard" negligent liability clause. If you opt for insurance / declared value, with minimal costs, our Logistics Partners will cover the ‘gap’ between their "standard" liability and the full value of your item. Currently, the option of insurance/declared value is available on the "Book Shipment” page if you select FedEx or DHL Express as your Logistics Partners